Me First Account

This account helps teenagers embrace the culture of financial responsibility from a young age, while also keeping them positively engaged and entertained. Teenagers between ages of 13 – 17 learn all about money in fun ways as benefits enjoyed for opening this account.


  • Account is opened in the child’s name but operated by the parent/guardian.
  • GH¢50 account opening balance.
  • Automatic transition to Xplore Account when the teenager attains the age of 18 years.
  • Pre-paid card for the child (in 5 design options) on which parents/ guardians can load weekly/monthly allowances.
  • Trendy gift items will be awarded if account is opened with GH¢200.
  • Standing order on the payment of tuition/other fees.



  • It provides a savings vehicle for accumulation of funds towards future expenditure for the child
  • Encourage savings culture in children


Required Documentation

  • 2 Passport size photographs
  • Valid Photo ID (Voter’s ID, Driver’s License, Passport, National Identification card)
  • Proof of address; Utility Bill
  • Complete FBNBank Account opening form


Who can Apply?

  • Children between 13-17 years whose Parents/Guardians are employees of reputable companies
  • Children between 13-17 years whose Parents/Guardians are self-employed individuals with regular earnings

To open a Me First account

1) Do I need references for a Me First Account?

  • References are not needed for this account


2) Is it mandatory to have a Debit Card for the Me First?

  • A debit card is only issued to the parent/guardian if they request for one


3) What will happen to the Me First Account when the child becomes 18 years old?

  • The Kids First account is automatically converted to an Xplore Account

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