Current Account
FirstCurrentPlus
FirstCurrentBusiness
Minimum Opening Balance
Individuals N 5,000
Corporates N10, 000
Individuals N 500,000
Corporates N 5, 000, 000
Premium N 15, 000
Silver N 20, 000
Gold N 50, 000
Minimum Operating Balance
N/A
Individuals N 500,000
Corporates N 5, 000, 000
N/A
Online Banking/ATM
YES
YES
YES
Free Cheque Book
NO
YES. First issuance only
N/A
Withdrawal Limits
No Limits
No Limits
No Limits
Access to Loans
YES
No access to loans
No access to loans
Account Maintenance Fee
YES
Not applicable, subject to account not recording more than five debit transactions in a given month
Not applicable, subject to customer not exceeding monthly debit turnover threshold
*N/A – Not Applicable.
