Salary Overdraft (SODA) - FBNBank Ghana Ltd.

More Information

Features

Maximum amount of GH¢15,000.00 subject to 40% of applicant’s Net Salary
Maximum facility tenor is 90 days
Employer to confirm the bank will receive applicant salary in that month

Benefits

Allows employees to access some part of their monthly salary to cater for personal commitments in the shortest possible time
Competitive interest rate

Required Documents

Application letter
Payslip (Applicant’s net monthly income should be minimum of GH¢800)
Applicant should be in full time employment for at least 6 months
Applicant should not be more than 55 years
Applicant should have a salary account with FBNBank, with at least 6 months’ salary domiciliation
New applicant must move their salary account to FBNBank, with at least 2 months’ salary domiciliation in addition to 6 months’ current bank account statement from previous bankers
Applicant to submit a copy of his/her Social Security National Insurance Trust fund (SSNIT) card

Who Can Apply

Confirmed salaried workers who have immediate financial needs

How to Apply

To apply for a Personal Loan Against Salary,

Download the Personal Loan Application Form
Complete the form and submit at the nearest FBNBank branch

FAQs

Speak To An Adviser

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